Privacy Policy – The Bhandara Urban Co-op. Bank Ltd.
Scope and Objective:
The Bhandara Urban Co-op. Bank Limited (“BUCBL”) understands the importance of protecting personal information of customers / users. BUCBL will make efforts to protect the privacy of the Users and understands all necessary and reasonable measures to protect it.
This policy is the property of BUCBL and reserves its right to modify this policy at any time. BUCBL will endeavor to post the most current version of this policy on its website.
Information Collection, Use or Sharing:
This Policy seeks to cover the personal information of the Users provided by them to BUCBL from mobile activity in terms of usage of the subscribed mobile banking service. BUCBL does not gather additional information of the Users associated with your mobile device through cookies and other technologies. BUCBL also does not share any of this information with any other company unless required to do so by law or while handling any disputes that may arise.
Communications:
We may use Personal Information of the Users to contact them with newsletters, marketing or promotional materials and other information.
Security:
BUCBL endeavors to safeguard and ensure the security of the information provided by the Users. To help prevent misuse of services and authorize access to your banking information, Users are always required to type in their MPIN / TPIN set by them from time to time. As always, we strongly encourage the Users not to share their MPIN / TPIN with anyone. BUCBL never ask for such information from users. BUCBL will not disclose the information provided by the Users to any person unless required by law and / or to protect and defend itself or its Affiliates rights, interests or property.
BUCBL may use and share the information provided by the Users with its Affiliates with third parties for providing services and service related activities for which purpose it may be necessary to disclose the user information to one or more agents and contractors of BUCBL and their sub-contractors, but such agents, contractors, and sub-contractors will be required to agree to use the information obtained from BUCBL only for these purposes.
Though the security of the Personal Information of the Users is important to us, there is no method of transmission over the Internet, or method of electronic storage, which is 100% secure. While we attempt to use commercially acceptable means to protect Personal Information of the Users, we cannot guarantee its absolute security.
Features of the Policy:
All Information collected shall be used for the relevant lawful purposes:
(i) Connected with various functions or activities of the BUCBL related to services in which the user is interested, and / or,
(ii) To help determine the eligibility of the Users for the product / services requested / applied / shown interest in, and / or,
(iii) To enable BUCBL for verification and / or process applications, requests, transactions and / or maintain records as per internal / legal / regulatory requirements with regard to the users and
(iv) To provide the Users with the best possible services / products as also to protect interests of BUCBL.
BUCBL may also share your Information, without obtaining your prior written consent, with government agencies mandated under the law to obtain information for the purpose of verification of identity, or for prevention, detection, investigation including cyber incidents, prosecution, and punishment of offences, or where disclosure is necessary for compliance of a legal obligation. Any Information may be required to be disclosed to any third party by BUCBL under the law for the time being in force.
The Information will not be shared with any external organization unless the same is necessary to protect the interests of the Bank or to enable the BUCBL to provide you services or to enable the completion / compilation of a transaction.
Any information that is freely available or accessible in public domain or furnished under the right to information Act, 2005 or any law for the time being in force shall not be regarded as data or information for the purpose of this and the bank shall not be responsible for the same.
Amendments to this Privacy Policy:
BUCBL may update its Privacy Policy from time to time. Thus, the Users are advised to review this page periodically for any changes. BUCBL will notify the Users of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.
What if I don’t want to provide personal information?
Providing personal information on The Bhandara Urban Co-op. Bank Ltd. web site is optional. If you choose not to provide personal information, you can still browse and use the The Bhandara Urban Co-op. Bank Ltd. Website.
Disclaimer:
The information contained in this website is for general information purposes only. The information is provided by THE BHANDARA URBAN CO-OP. BANK LTD., BHANDARA and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. Through this website you are able to link to other websites which are not under the control of the Bank. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. Every effort is made to keep the website up and running smoothly. However, Bank takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
Contact us:
In case of any queries about this Privacy Policy, please contact us.
The Bhandara Urban Co-op. Bank Ltd.,
Head Office, Behind Police Station, Gandhi Chowk, Bhandara - 441904
Contact Number: +91-7184-295276
E-mail: bank@bucbl.com